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Top 10 Fintech startups in France

1-Lydia

Founders:  Antoine Porte and Cyril Chiche 

Headquarters Area: European Union (EU)

Founded year: 2013

Funding received: USD 290.6 Million 

Investors: Accel, Tencent Holding, XAnge, NewAlpha Asset Management and CNP Assurance

About the company: Lydia is a privately held organization functioning under the information technology and services sector. Its headquarters is located in Paris and has a work strength of around 51-200 employees. They deal with various specialties like ecommerce, fintech, cashless and payment mobile. Lydia is basically an association which deals in spending money abroad without any fee payments or withdrawals. 

2- Qonta

Founders:  Alexandre Prot and Steve Anavi  

Headquarters Area: European Union (EU)

Founded year: April 2016

Funding received: USD 151.5 Million

Investors: Tencent Holding, DST Global, Valar Ventures and Alven

About the company:  Qonto is a privately held organization which operates under the financial services sector. Its headquarters is located in Paris and has a work strength of about 201-500 employees. They deal with various specialties like fintech, saas, ruby and banking. The company aims to develop the financial solution which all the businesses would lobe through technology, ingenious design and an outstanding system of customer care. 

3- Alan 

Founders: Charles Gorintin and Jean Charles Samuelian

Headquarters Area: European Union (EU)

Founded year: Feb 2016

Funding received: €125 Million

Investors: Temasek Holdings and Index Ventures

About the company:  Alan is a privately held organization which operates under the health and insurance industry. Alan is basically a digital health insurance platform which focuses on offering a great user interface system with hassle free digital insurance solutions. The organization develops healthcare smarter, simpler and better while prioritizing freelancers and SMEs.  

4- PayFit

Founders:  Firmin Zocchetto, Florian Fournier and Ghislain de Fontenay

Headquarters Area: European Union (EU)

Founded year:  Jan 1, 2015

Funding received: USD 101.1 Million

Investors: Bpifrance, Eurazeo and Acel

About the company:  PayFit is a privately held organization which functions under the information technology and services sector. Its headquarters is located in Paris and has a work strength of around 501-1000 employees. They deal with various specialties like resources, humanities, tech, SIRH and RH. PayFit utilises à SaaS solution to make paying employees much easier. The start-up allows SMEs to manage and control payments in a much more efficient way. 

5- Ledger

Founders: Eric Larcheveque, Joel Pobeda, Nicholas Bacca and Thomas France

Headquarters Area: European Union (EU)

Founded year: 2013

Funding received:  USD 88 Million

Investors: Samsung Ventures and Draper Esprit

About the company:  Ledger is a partnership type organization which functions under the computer and network security industry. The company was founded in 2014 and has a work strength of around 51-200 employees. They deal with various specialties like hardware, security, smartcard, bitcoin and cybersecurity. Ledger offers body infrastructure and security solutions for cryptocurrency and blockchain applications. 

6- Spendesk 

Founders:  Jordane Giuly, Rodolphe Ardant and Thibaud Elziere

Headquarters Area: European Union (EU)

Founded year: 2016

Funding received: USD 80 Million

Investors: Eight Roads Ventures and Index Ventures

About the company:  Spendesk is a privately held organization functioning under the internet sector. Its headquarters is located in Paris and has a work strength of around 201-500 employees. They also deal with various specialties like accounting, expense management, banking and fintech cards. Spendesk is the all in one spend management solution which delivers more visibility, control to today’s finance teams. 

7- +Simple.fr

Founders: Anthony Jouannau, Eric Mignot and Salah Hamida

Headquarters Area: European Union (EU)

Founded year: 2015

Funding received: € 30.8 Million 

Investors: Idinvest Partners

About the company: +Simple.fr is a privately held organization operating under the insurance industry. Its headquarters is located in Paris and has a work strength of around 11-50 employees. They deal with various specialties like assistance, digital finances, protection and assurance. +Simple.fr is basically an insurance robo-broker for freelancers, small and medium businesses. 

8- Margo Bank

Founders: Jean- Daniel Guyot and Michel Galibert

Headquarters Area: European Union (EU)

Founded year: April 2017

Funding received: € 26.7 Million

Investors: BlackFin Capital Partners

About the company: Margo bank is known for its ticket buying application called Captain Train. The start-up offers small and medium business with smarter digital account deposit solutions which are needed for them to carry out their functions. They also deal with various specialties insurance, business management and financial systems. 

9- Shine

Founders:Nicolas Rebound and Raphael Simon   

Headquarters Area: European Union (EU)

Founded year: 2017

Funding received:  USD 12.5 Million

Investors: XAnge and Daphni

About the company: Shine is a partnership type organization functioning under the banking industry. Its headquarters is located in Paris and has a work strength of around 51-200 employees. They also deal with various species like banking, freelance, insurance and professional accounts. 

10- Pretto

Founders: Pierre Chapon and Renaud Pestre

Headquarters Area: European Union (EU)

Founded year: November 2, 2016

Funding received: € 9.3 Million

Investors: BlackFin Capital Partners and Alven

About the company:  Pretto is a privately held organization operating under the internet industry and has a work strength of sound 51-200 employees. They deal with various specialties like fintech, internet, courtier and immobilizer. Pretto develops the search for a mortgage for a mortgage simpler, cheaper and faster than ever before. 

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